About Earned Wage Access
Earned Wage Access (or on-demand pay) lets employees access a portion of the wages they’ve already earned—before their scheduled payday. It’s not a loan and doesn’t rely on credit. Employees simply get paid for the time they’ve already worked.
Over 60% of U.S. workers live paycheck to paycheck, often relying on overdrafts or payday loans to get by.
Earned wage access provides a safer, more flexible way to access money as it’s earned, without falling into debt.
Why Earned Wage Access Is a Win for Your Team
Give your employees more control over their earnings while improving retention, reducing no-shows, and attracting top talent—all without changing how you run payroll.
95% of employees would be interested in working for an employer who provides EWA
80% would be willing to switch to an employer who offers EWA
89% would be willing to work a longer periof of time for an employer who offers EWA
Source: Visa Insights - Earned Wage Access
Bottom Line…
EWA isn’t just a perk—it’s a strategic tool. It helps mitigate financial stress, retain frontline staff, and improve team performance, all without adding complexity or risk for your organization.
