Freqently Asked Questions
Get quick answers to common questions about how Express Wages works for your team and your business.
Is this a high-interest-rate, loan for the employee?
No. This is not a loan - there is no interest. Express Wages simply gives your employees access to wages they have already earned after their shift is complete daily up to 70% of wages - up to $200 per day.
When an employee gets a payday advance, whose money are they getting? Is it our company’s money or Express Wages money?
Express Wages covers all the costs and risks of lending. It’s their money. Yours is safe and sound, as it should be.
How do employees repay their payday advances?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and be ready if they need an emergency payday advance?
Yes, it’s always best to be prepared before bad things happen. The same is true for a payday advance. Please do yourself a favor, and get set up now, so it’s there when you need it.
What if an employee needs more money than the $200 maximum?
You can get up to $200 a day! They will have to make a separate request the following day.
Do employees have to pay a fee to use Express Wages?
Express Wages offers multiple transfer options—some are free, and some have a small transaction fee.
Visa® Prepaid Card: No fee
Next-Day ACH Transfer: $3.95
Instant Transfer (to debit card): $4.95
What security measures are in place?
We prioritize the security of user data and implement robust measures such as encryption, access controls, and regular security audits to safeguard sensitive information.
Do you offer customer support?
Yes, we provide dedicated customer support to assist users with any technical issues, inquiries, or troubleshooting needs they may encounter during their usage of the system.
How much work/bookkeeping/involvement do employers have for our workers to get a payday advance?
That is the beauty of Express Wages. Employers aren’t involved. Express Wages do all the heavy lifting at no cost or effort to you. You can’t beat that!
Can our company use Express Wages for payday advances if we don’t offer employee direct deposit?
No, employers must use direct deposit. Express Wages API requires direct deposit. Thankfully we can assist with our credit card partnership to set up direct deposits.
Don't see what you're looking for?
Reach out to our team and we'll get back to you.
Is this a high-interest-rate, loan for the employee?
No. This is not a loan - there is no interest. Express Wages simply gives your employees access to wages they have already earned after their shift is complete daily up to 70% of wages - up to $200 per day.
When an employee gets a payday advance, whose money are they getting? Is it our company’s money or Express Wages money?
Express Wages covers all the costs and risks of lending. It’s their money. Yours is safe and sound, as it should be.
How do employees repay their payday advances?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and be ready if they need an emergency payday advance?
Yes, it’s always best to be prepared before bad things happen. The same is true for a payday advance. Please do yourself a favor, and get set up now, so it’s there when you need it.
What if an employee needs more money than the $200 maximum?
You can get up to $200 a day! They will have to make a separate request the following day.
Do employees have to pay a fee to use Express Wages?
Express Wages offers multiple transfer options—some are free, and some have a small transaction fee.
Visa® Prepaid Card: No fee
Next-Day ACH Transfer: $3.95
Instant Transfer (to debit card): $4.95
What security measures are in place?
We prioritize the security of user data and implement robust measures such as encryption, access controls, and regular security audits to safeguard sensitive information.
Do you offer customer support?
Yes, we provide dedicated customer support to assist users with any technical issues, inquiries, or troubleshooting needs they may encounter during their usage of the system.
How much work/bookkeeping/involvement do employers have for our workers to get a payday advance?
That is the beauty of Express Wages. Employers aren’t involved. Express Wages do all the heavy lifting at no cost or effort to you. You can’t beat that!
Can our company use Express Wages for payday advances if we don’t offer employee direct deposit?
No, employers must use direct deposit. Express Wages API requires direct deposit. Thankfully we can assist with our credit card partnership to set up direct deposits.
Don't see what you're looking for?
Reach out to our team and we'll get back to you.
Is this a high-interest-rate, loan for the employee?
No. This is not a loan - there is no interest. Express Wages simply gives your employees access to wages they have already earned after their shift is complete daily up to 70% of wages - up to $200 per day.
When an employee gets a payday advance, whose money are they getting? Is it our company’s money or Express Wages money?
Express Wages covers all the costs and risks of lending. It’s their money. Yours is safe and sound, as it should be.
How do employees repay their payday advances?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and be ready if they need an emergency payday advance?
Yes, it’s always best to be prepared before bad things happen. The same is true for a payday advance. Please do yourself a favor, and get set up now, so it’s there when you need it.
What if an employee needs more money than the $200 maximum?
You can get up to $200 a day! They will have to make a separate request the following day.
Do employees have to pay a fee to use Express Wages?
Express Wages offers multiple transfer options—some are free, and some have a small transaction fee.
Visa® Prepaid Card: No fee
Next-Day ACH Transfer: $3.95
Instant Transfer (to debit card): $4.95
What security measures are in place?
We prioritize the security of user data and implement robust measures such as encryption, access controls, and regular security audits to safeguard sensitive information.
Do you offer customer support?
Yes, we provide dedicated customer support to assist users with any technical issues, inquiries, or troubleshooting needs they may encounter during their usage of the system.
How much work/bookkeeping/involvement do employers have for our workers to get a payday advance?
That is the beauty of Express Wages. Employers aren’t involved. Express Wages do all the heavy lifting at no cost or effort to you. You can’t beat that!
Can our company use Express Wages for payday advances if we don’t offer employee direct deposit?
No, employers must use direct deposit. Express Wages API requires direct deposit. Thankfully we can assist with our credit card partnership to set up direct deposits.
Don't see what you're looking for?
Reach out to our team and we'll get back to you.
Is this a high-interest-rate, loan for the employee?
No. This is not a loan - there is no interest. Express Wages simply gives your employees access to wages they have already earned after their shift is complete daily up to 70% of wages - up to $200 per day.
When an employee gets a payday advance, whose money are they getting? Is it our company’s money or Express Wages money?
Express Wages covers all the costs and risks of lending. It’s their money. Yours is safe and sound, as it should be.
How do employees repay their payday advances?
This is done systematically through the app and payroll platform. It will be deducted from your employee’s next paycheck.
Should our employees download the Express Wages app now and be ready if they need an emergency payday advance?
Yes, it’s always best to be prepared before bad things happen. The same is true for a payday advance. Please do yourself a favor, and get set up now, so it’s there when you need it.
What if an employee needs more money than the $200 maximum?
You can get up to $200 a day! They will have to make a separate request the following day.
Do employees have to pay a fee to use Express Wages?
Express Wages offers multiple transfer options—some are free, and some have a small transaction fee.
Visa® Prepaid Card: No fee
Next-Day ACH Transfer: $3.95
Instant Transfer (to debit card): $4.95
What security measures are in place?
We prioritize the security of user data and implement robust measures such as encryption, access controls, and regular security audits to safeguard sensitive information.
Do you offer customer support?
Yes, we provide dedicated customer support to assist users with any technical issues, inquiries, or troubleshooting needs they may encounter during their usage of the system.
How much work/bookkeeping/involvement do employers have for our workers to get a payday advance?
That is the beauty of Express Wages. Employers aren’t involved. Express Wages do all the heavy lifting at no cost or effort to you. You can’t beat that!
Can our company use Express Wages for payday advances if we don’t offer employee direct deposit?
No, employers must use direct deposit. Express Wages API requires direct deposit. Thankfully we can assist with our credit card partnership to set up direct deposits.
Don't see what you're looking for?
Reach out to our team and we'll get back to you.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.