HOW IT WORKS
Getting Started
HOW IT WORKS
Easiest Way to Offer On-Demand Pay—With Zero Payroll Hassle.
Our system connects to your payroll provider and works in the background—no manual updates, no IT lift.
Four steps to give employees financial peace of mind—without adding work for you.
How It Works
Step 1 - Get Started
Step 1 - Get Started
Step 1 - Get Started
Step 1 - Get Started
Get Started in Minutes
We connect directly with your payroll and HR systems. No software to install, no IT lift, no pre-funding required.
Takes less than 10 minutes.
We connect directly with your payroll and HR systems. No software to install, no IT lift, no pre-funding required.
Takes less than 10 minues.
200+ Integrations
200+ Integrations
200+ Integrations
200+ Integrations
Connect in Minutes
Connect in Minutes
Connect in Minutes
Connect in Minutes
Data Sharing Controls
Data Sharing Controls
Data Sharing Controls
Data Sharing Controls
Data Encryption
Data Encryption
Data Encryption
Data Encryption
Step 2 - Give Employees Access
Step 2 - Give Employees Access
Step 2 - Give Employees Access
Step 2 - Give Employees Access
Give Employees Instant Access to Pay
As employees work, their available earnings update automatically. They can see and access their pay in real time through their Express Wages dashboard.
Daily Balance Updates
Daily Balance Updates
Daily Balance Updates
Daily Balance Updates
User Dashboard
User Dashboard
User Dashboard
User Dashboard
On-Demand Transfers
On-Demand Transfers
On-Demand Transfers
On-Demand Transfers
Limit Management
Limit Management
Limit Management
Limit Management
Step 3 - Meet Employee Needs
Step 3 - Meet Employee Needs
Step 3 - Meet Employee Needs
Step 3 - Meet Employee Needs
Flexible Payouts, On Their Terms
Employees choose how they get paid — instant transfer, next-day, or our free prepaid Visa® card. All options are transparent, affordable, and secure.
Flexible Transfer Options
Flexible Transfer Options
Flexible Transfer Options
Flexible Transfer Options
Optional Visa Prepaid Card
Optional Visa Prepaid Card
Optional Visa Prepaid Card
Optional Visa Prepaid Card
Secure & Reliable
Secure & Reliable
Secure & Reliable
Secure & Reliable
Step 4 - Automatic Repayments
Step 4 - Automatic Repayments
Step 4 - Automatic Repayments
Step 4 - Automatic Repayments
Automatic Repayment at Payroll
When payroll runs, transfers are automatically deducted—no extra steps or workload for HR.
Fully Automated
Fully Automated
Fully Automated
Fully Automated
Summary Notifications
Summary Notifications
Summary Notifications
Summary Notifications
Supporting You Every Step of the Way
Supporting You Every Step of the Way
Rolling out new benefits doesn’t have to be hard. Express Wages provides tools and guidance to help you introduce on-demand pay smoothly across your organization.
Rolling out new benefits doesn’t have to be hard. Express Wages provides tools and guidance to help you introduce on-demand pay smoothly across your organization.
Prebuilt emails, flyers, and FAQs you can share with staff.
Prebuilt emails, flyers, and FAQs you can share with staff.
Simple messaging leaders can use to explain the benefit.
Simple messaging leaders can use to explain the benefit.
Tips and reminders to keep engagement strong.
Tips and reminders to keep engagement strong.
Frequently Asked Questions
Everything you need to know.
Does Express Wages require changes to my payroll process?
No. We integrate directly with your existing payroll and HR systems. Payroll runs as usual, and repayments reconcile automatically.
How long does setup take?
Setup typically takes just a few days to fully sync with your HR & payroll system. There’s no software to install and no IT lift required.
What does this cost our company?
Absolutely, our collaboration tools enable efficient teamwork, facilitating seamless project development among team members.
Do all employees have access?
Yes. Any eligible employee can access their earned wages, even if they don’t have a bank account—we provide a free prepaid Visa® card option.
Will my HR or payroll team have extra work?
No. Everything is automated. We also provide employee launch kits and support to handle questions directly.
Is this a loan or credit product?
No. Employees are only accessing money they’ve already earned. There’s no interest, no debt, and no credit checks.
How does this benefit our business?
Offering on-demand pay helps reduce turnover, boost attendance, and position you as an employer of choice—all at no cost to your company.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.
Frequently Asked Questions
Everything you need to know.
Does Express Wages require changes to my payroll process?
No. We integrate directly with your existing payroll and HR systems. Payroll runs as usual, and repayments reconcile automatically.
How long does setup take?
Setup typically takes just a few days to fully sync with your HR & payroll system. There’s no software to install and no IT lift required.
What does this cost our company?
Absolutely, our collaboration tools enable efficient teamwork, facilitating seamless project development among team members.
Do all employees have access?
Yes. Any eligible employee can access their earned wages, even if they don’t have a bank account—we provide a free prepaid Visa® card option.
Will my HR or payroll team have extra work?
No. Everything is automated. We also provide employee launch kits and support to handle questions directly.
Is this a loan or credit product?
No. Employees are only accessing money they’ve already earned. There’s no interest, no debt, and no credit checks.
How does this benefit our business?
Offering on-demand pay helps reduce turnover, boost attendance, and position you as an employer of choice—all at no cost to your company.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.
Frequently Asked Questions
Everything you need to know.
Does Express Wages require changes to my payroll process?
No. We integrate directly with your existing payroll and HR systems. Payroll runs as usual, and repayments reconcile automatically.
How long does setup take?
Setup typically takes just a few days to fully sync with your HR & payroll system. There’s no software to install and no IT lift required.
What does this cost our company?
Absolutely, our collaboration tools enable efficient teamwork, facilitating seamless project development among team members.
Do all employees have access?
Yes. Any eligible employee can access their earned wages, even if they don’t have a bank account—we provide a free prepaid Visa® card option.
Will my HR or payroll team have extra work?
No. Everything is automated. We also provide employee launch kits and support to handle questions directly.
Is this a loan or credit product?
No. Employees are only accessing money they’ve already earned. There’s no interest, no debt, and no credit checks.
How does this benefit our business?
Offering on-demand pay helps reduce turnover, boost attendance, and position you as an employer of choice—all at no cost to your company.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.
Frequently Asked Questions
Everything you need to know.
Does Express Wages require changes to my payroll process?
No. We integrate directly with your existing payroll and HR systems. Payroll runs as usual, and repayments reconcile automatically.
How long does setup take?
Setup typically takes just a few days to fully sync with your HR & payroll system. There’s no software to install and no IT lift required.
What does this cost our company?
Absolutely, our collaboration tools enable efficient teamwork, facilitating seamless project development among team members.
Do all employees have access?
Yes. Any eligible employee can access their earned wages, even if they don’t have a bank account—we provide a free prepaid Visa® card option.
Will my HR or payroll team have extra work?
No. Everything is automated. We also provide employee launch kits and support to handle questions directly.
Is this a loan or credit product?
No. Employees are only accessing money they’ve already earned. There’s no interest, no debt, and no credit checks.
How does this benefit our business?
Offering on-demand pay helps reduce turnover, boost attendance, and position you as an employer of choice—all at no cost to your company.
Don't see what you're looking for?
Reach out to our team directly and we'll get back to you.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.
Bring Flexibility to Payday
Join companies that are improving retention, reducing stress, and supporting their teams—without changing a thing about how they run payroll.